Bankruptcy rates decline in Hamilton

September 8, 2011

So I’m at work the other day, my phone rings and on the other end is a woman, reluctant to tell me her name, let alone her financial problems. Her first question out of her mouth was, “are you going to yell at me?” To me, that seemed like a ridiculous question, to her, not [...]

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Time to de-clutter your finances!!

May 16, 2011

I love spring and I love spring cleaning!!! There’s nothing like opening up all the windows in your house, letting the breeze blow through, shaking out the mats and de-cluttering everything that has accumulated over the winter. What a great feeling when you’re done, clears the house and the mind. Another great feeling is to [...]

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What Can I Expect When I Meet with a Hoyes, Michalos Professional in Hamilton?

May 4, 2011

Your initial contact with Hoyes, Michalos will be most likely be through an e-mail or a phone call, in which case you will be met with either a response via e-mail, or an associate that will be available to speak with you immediately to review your situation.  They will collect some vital information and then [...]

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Budgeting with your Children

February 14, 2011

Budgeting can be tricky at the best of times, but trying to involve your children can be a challenge in itself.  In todays economic situation there has never been a better time to start teaching our children the basics of finances and budgeting.  Now don’t get me wrong, there is definitely a fine line between [...]

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Consumer Proposals in Hamilton

January 16, 2011

Lately I seem to be meeting with more and more people in our Hamilton offices who would like to hear specifically how a consumer proposal works. September, 2010 comes to mind because that’s when the law was passed that all credit card statements must now show how many years and months it will take them [...]

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