Our Hamilton Bankruptcy Team

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When you arrive for your no-charge initial consultation at Hoyes Michalos & Associates Inc. in Hamilton, you will meet with one of the following members of our Hamilton Bankruptcy team:

Douglas Hoyes and Ted Michalos, our co-founders, are both chartered accountants and licensed trustees in bankruptcy. They pride themselves on understanding your situation, so that they can create a solution that works for you.

Scott Schaefer is a chartered accountant with many years experience. In addition to being a specialist in personal bankruptcy, Scott runs our tax practice, and can advise you on any matters relating to debts to Revenue Canada.

At our first meeting we will review your debts, and review your family's monthly income and expenses. If you bring to our meeting a complete list of your debts, and a list of what it costs you to live each month, we will be able to help you decide if in fact a bankruptcy is the correct solution for you.

At Hoyes Michalos we will explain your options. Our Hamilton Bankruptcy team will discuss personal bankruptcy, but we will also discuss debt consolidation, debt management plans, and consumer proposals. Please click on the "Email Us A Question" or on the "Contact Us" link at the side of this page to contact us to arrange your no-cost initial consultation.

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