Comments for Bankruptcy Hamilton Ontario http://www.bankruptcy-hamilton.com Just another WordPress weblog Sat, 02 Dec 2006 18:49:35 +0000 http://wordpress.org/?v=2.9.2 hourly 1 Comment on Student Loans and bankruptcy by J. Douglas Hoyes, CA, Trustee http://www.bankruptcy-hamilton.com/uncategorized/2006/11/student-loans-and-bankruptcy.html/comment-page-1#comment-3 J. Douglas Hoyes, CA, Trustee Sat, 02 Dec 2006 18:49:35 +0000 http://www.bankruptcy-hamilton.com/?p=18#comment-3 It's not the age of the loan that matters; the important date is when you ceased to be a student. For example, if you got a student loan in September, 1995 and graduated in April, 1996, if you filed for <a HREF="http://www.bankruptcy-hamilton.com/bankruptcy-hamilton.htm" REL="nofollow" rel="nofollow">personal bankruptcy</a> in May, 2006 or later your student loans would be automatically discharged in your bankruptcy.<br/><br/>There are some important considerations with student loans, so feel free to <a HREF="http://www.bankruptcy-Hamilton.com/askus.htm" REL="nofollow" rel="nofollow">e-mail us</a> or call us in Hamilton at 310-PLAN (no area code required) for more information. It’s not the age of the loan that matters; the important date is when you ceased to be a student. For example, if you got a student loan in September, 1995 and graduated in April, 1996, if you filed for personal bankruptcy in May, 2006 or later your student loans would be automatically discharged in your bankruptcy.

There are some important considerations with student loans, so feel free to e-mail us or call us in Hamilton at 310-PLAN (no area code required) for more information.

]]> Comment on Keeping your vehicle when filing for bankruptcy. by Susan Jung, MBA http://www.bankruptcy-hamilton.com/uncategorized/2006/06/keeping-your-vehicle-when-filing-for-bankruptcy.html/comment-page-1#comment-2 Susan Jung, MBA Wed, 14 Jun 2006 20:14:40 +0000 http://www.bankruptcy-hamilton.com/?p=8#comment-2 Whether or not a vehicle can be retained in a bankruptcy largely depends on the creditor. Some creditors require vehicles to be surrendered in all cases of bankruptcy. Other creditors look at each client individually to make the determination. A good payment history in the latter case makes it more likely that the creditor will allow you to keep the vehicle. If an individual is considering bankruptcy, we strongly encourage him or her to insure that keeping the vehicle makes good financial sense. If it doesn't, the vehicle can be surrendered. Rules differ between various banks and leasing companies, and the rules change frequently. If you are considering filing bankruptcy, please feel free to e-mail, or call us at 905-777-0770 to arrange for a free consultation. Whether or not a vehicle can be retained in a bankruptcy largely depends on the creditor. Some creditors require vehicles to be surrendered in all cases of bankruptcy. Other creditors look at each client individually to make the determination. A good payment history in the latter case makes it more likely that the creditor will allow you to keep the vehicle. If an individual is considering bankruptcy, we strongly encourage him or her to insure that keeping the vehicle makes good financial sense. If it doesn’t, the vehicle can be surrendered. Rules differ between various banks and leasing companies, and the rules change frequently. If you are considering filing bankruptcy, please feel free to e-mail, or call us at 905-777-0770 to arrange for a free consultation.

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