You’re at home, you’ve been through your finances time and time again and nothing seems to be changing. You’re still behind in your bills and the creditors are still calling. At this point, you’ve decided it’s time to get some professional help. Time to seek out your options to help you manage your finances. 
Aside from all the “professional” help your family members and close friends may have offered in the past, your first stop should be to meet with a licensed trustee, one who is licensed through the federal government. I can only assume you are googling right now, as that’s most likely how you found me. The internet is a great source of information, but stick to the websites that are reputable and know what they’re talking about. If it seems too good to be true, it probably is, so move on and google someone else. Ok…you can stop googling now because you’ve found a reputable company who has been around for many years and who has helped thousands and thousands of people in situations just like yours.
So, you’ve found us, now what do you do? You can either fill out a confidential questionnaire and send it in so that we can contact you, or you can give us a call and set up a free initial consultation. We will ask you to bring in proof of your debts, proof of all family income and proof of any assets you may own. By having this at the consultation, we can better review your situation and present you with your options. If, after reviewing your options you have decided to claim bankruptcy we will continue by filling out an application and probably sending you home with a list of some additional info that may be required before you sign the legal documents.
During your bankruptcy there are many duties that are required of you. For a further explanation on how to file a personal bankruptcy in Canada I suggest you check out Doug Hoyes’ step by step instructions as it breaks down each part of the bankruptcy and what is expected from you.
If, after reading Doug and my blogs, you would like to file a bankruptcy or find out what other options you have, you can contact us by calling 310-PLAN or 905-777-0770 or e-mail us directly.
