Who doesn’t like a fresh start?
I know, sometimes this means change, which I’m certain some of you out there absolutely hate. But what if change meant reducing your debt load, stopping creditors from calling, getting rid of that annoying garnishment or collection letters that are never ending, then change is good. Right?
We’ve got day light savings coming this weekend, time to flip the mattress, change the batteries in your smoke detectors and take a good, hard look at your finances to see what can be done. There are options, many that will give you a fresh start and allow you to live without the stress of your financial woes hanging over you. 
Are you struggling to make your monthly payments on your credit cards? Are you borrowing from one to pay the other? Are you behind on your utility bills because you thought paying your credit card was a better idea? If you answered yes to any of these then it’s time to make a change. Time for that fresh start.
Hoyes, Michalos recently released their first e-book , Fresh Start: A Concise Guide to Living Debt Free. In it Doug Hoyes explains where and how to start reviewing your financial situation and then goes over the different solutions that are available to you. Of course, some will make more sense than others depending on your situation, your cash flow, your assets and the number of people in your family, however, I think you’ll be pleased with what you see.
If a fresh start sounds good to you, give us a call at 310-PLAN and let’s get started. We can also be reached through confidential e-mail if you like.
