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My colleague Susan Jung and I had a very informative meeting today with Mary Jefferson, Tony Daly, and Nina Lewin from Catholic Family Services of Hamilton.
Catholic Family Services of Hamilton is the only not-for-profit credit counselling agency in Hamilton that meets with clients face to face, helping clients in financial trouble learn money management skills, and intervening on behalf of clients with creditors to negotiate a debt repayment schedule.
At Hoyes Michalos we pride ourselves on helping people make a plan to deal with their money problems. Sometimes that plan involves filing a consumer proposals or a personal bankruptcy, but for many people credit counselling is a better solution.
I learned today that Catholic Family Services of Hamilton's credit counselling group helps over 100 new people each month. In addition to teaching money management skills, they also do Debt Management Plans, where you make one monthly payment to CFS, and they then distribute it to your creditors. The average person in a Debt Management Plan has debts of around $27,000, but CFS has done Debt Management Plans for people with as little as $5,000 in debts, and debts of over $100,000.
In addition to a very strong credit counselling program, Catholic Family Services also has a Walk-In Counselling Clinic, Family and Individual Counselling, and numerous other programs to improve and strengthen the quality of life of all individuals and families in the Hamilton community.
If you have money problems and you don't feel comfortable talking to a trustee in bankruptcy, the professionals at CFS would be happy to explain your options. They can be reached via their Catholic Family Services of Hamilton web site, or by calling 905-527-3823.
posted by J. Douglas Hoyes, CA, Trustee @ 7:24 PM
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